Mon - Thurs | 9:00AM - 5:00PM
Friday | 9:00AM - 4:00PM
MENU

Commercial Auto Insurance (Live)

Commercial Auto Insurance Coverage from Massachusetts Professionals

What is Commercial Auto Insurance?

Businesses that own cars, trucks or other vehicles generally need insurance for those vehicles, but they usually can’t get personal auto policies for commercially registered vehicles. Instead, Massachusetts businesses normally need to cover their company-owned vehicles with commercial auto insurance.

Commercial auto insurance policies are similar to personal auto policies in many ways, but there also are important differences between the two. Commercial policies are typically adapted to meet the needs of companies rather than individuals, and they sometimes include higher limits or different coverage definitions to do so. Additionally, commercial policies frequently can insure anywhere from one to many vehicles at the same time.

What Massachusetts Businesses Need Business Auto Insurance?

Most vehicles driven on public roads in Massachusetts, regardless of whether the vehicles’ registration is personal or commercial, must be insured per state law. Therefore, the vast majority of businesses in the state that have vehicles need insurance for their vehicles.

Some examples of businesses that likely need to procure commercial auto coverage include:

  • Limousine and taxi cab companies
  • Plumbers, electricians and HVAC businesses
  • Caterers and food trucks
  • Morticians and funeral homes
  • Local delivery services

Get a free quote

Commercial Auto Insurance Massachusetts

Do Businesses That Rely on Employees’ Vehicles Need Their Own Auto Insurance?

Businesses that rely on employees’ vehicles, such as pizzerias that have employees make deliveries using personal cars, may need a specific type of business auto insurance called “hired and non-owned” coverage. This coverage typically provides a business with liability protections while vehicles the business doesn’t own, such as employees’ vehicles, are used for work-related driving.

Do Rideshare Drivers Need Business Auto Insurance?

Drivers who earn money through a rideshare service frequently need some form of business auto coverage because such driving normally isn’t considered personal driving. An insurance agent who specializes in business auto coverage will be familiar with the various commercial policies available and can recommend one that’s suitable for this situation.

What Coverages Do Commercial Auto Policies Come With?

Commercial auto policies come with a range of standard and optional coverages. Some coverages that a business may be required or want to include in their policies are:

  • Bodily Injury Coverage, which normally covers injuries to people not inside an insured vehicle
  • Personal Injury Coverage, which usually covers injuries to people inside an insured vehicle
  • Property Damage Liability Coverage, which usually covers damage to other vehicles and property
  • Collision and Comprehensive Coverage, which usually covers damage to an insured vehicle
  • Underinsured and Uninsured Motorist Coverage, which usually covers hit-and-runs and accidents caused by improperly insured drivers

(Exact coverages and protections frequently vary from one policy to another.)

Commercial Auto Insurance Massachusetts

Are Commercial Auto Discounts Available to Businesses?

Just as there are many discounts available for personal auto policies, insurers often also a variety of discounts on commercial auto policies. Depending on their insurer and situation, businesses might be able to take advantage of premium reductions for:

  • Paying a policy’s premium in its entirety at the start of the policy
  • Only hiring drivers who have a commercial driver’s license
  • Avoiding an auto insurance claim for a set amount of time
  • Bundling commercial auto coverage with one or more additional coverages
  • Being in business for a minimum number of years

How Can Businesses in Massachusetts Get Commercial Auto Insurance?

For help finding commercial auto insurance, contact the team of independent insurance agents at Flavin & Flavin Insurance. Our team members have worked with Massachusetts businesses of all sizes, and they have the expertise necessary to help you find the right commercial auto policy for your business’ particular situation.

Get A Free Quote!

cost of augmentin 875 retail price of 14 augmentin 500 mg augmentin 1. g price in lebanon buy augmentin without prescription augmentin 875 125 mg price what is the cheapest price for augmentin augmentin rx discount is augmentin over the counter augmentin cvs cost augmentin 875 mg-125 mg oral tablet cost buy augmentin online europe augmentin prescription cost low cost augmentin augmentin price at walmart augmentin coupon cvs can i get high off augmentin price of augmentin 875-125 buy augmentin without rx order augmentin online without prescription walmart price for generic augmentin cost iv augmentin augmentin 875mg price cost of augmentin at wegmans augmentin coupon site:goodrx.com buy augmentin 875 augmentin 875 best price roy ut price for augmentin cvs pharmacy glaxosmithkline augmentin made sold in russian augmentin sciroppo in usa periodo somministrazione giorni how much does a course of augmentin cost augmentin 625 mg otc price on augmentin chewable tablets 400/57 buy augmentin 875 online walmart cost of augmentin buy augmentin tab online no prescription cost of augmentin 500mg unitedhealthcare augmentin price walgreens is augmentin over the counter? buy augmentin no rx price of augmentin augmentin 1g price in usa to buy amoxicillin/clavulanate (augmentin) without prescription 40222 augmentin coupon walgreens cvs augmentin price target augmentin for sale online to buy amoxicillin/clavulanate (augmentin) without prescription on internet is safe? buy augmentin online uk augmentin canada pharmacy augmentin cost in 2015 augmentin sale in new jersey augmentin duo forte price augmentin price texas augmentin xr 1000 cost augmentin 500 mg coupon augmentin price walmart augmentin xr price buy augmentin no prescription canada walmart pharmacy augmentin price cash pay price for augmentin buy augmentin 375 online no prescription
vip porn full hard cum old indain sex hot
cheapest place to buy augmentin 875 without insurance price of augmentin 625mg in ghana augmentin sale augmentin price without insurance typical cost of augmentin augmentin vs amoxicillin cost dr gave me augmentin for ear infection. what over the counter pain med should i take for the pain price of generic augmentin augmentin 125 mg price